Vxus Reddit 2021, Should I only be bothering with VXUS if I'm pla

Vxus Reddit 2021, Should I only be bothering with VXUS if I'm planning on making it a meaningful portion (>10%) of my portfolio? Not entirely sure how to think about that money vs money in BND for example. We chose VXUS based on it's diversification benefit (7800+ companies), lack of correlation to the US market, low fees, and the effect of increasing globalization. Bogleheads are passive investors who follow Jack Bogle's simple but powerful… VTI/VXUS as a split naturally tends to track pretty well, so most the time you just need to make the same contributions. The US had a worse decade from 2000 to 2010, during which time non-US stocks outperformed. International assets are a crucial part of any well-diversified portfolio. Honestly, I am not sold on vxus because it seems to be focused on developed economies. 44 votes, 32 comments. Notwithstanding the recent 15 years or so, VTI and VXUS are neck and neck historically. I compare them here. Is it really tough to rebalance a VTI + VXUS portfolio, specifically when your allocations are outside 60/40 tilt? I was considering a heavy US tilt, think 80/20, since upon looking up each ETF's returns, VXUS seems middling at just over 2%. Check out the latest investing news and financial headlines. However, it seem like the annualized return is only 1. The world where everyone wins is VT or VTI + VXUS. If you buy VXUS, I think you need an ETF also focused on emerging markets. 14%, over 2x that of VOO, 1. If foreign taxes are withheld from VXUS dividends, your 1099-DIV will show that amount and your tax software will apply the credit so that you are not double taxed. 0% over that timeframe. VXUS tracks with VOO/VTI virtually exactly and doesn't give upside when VOO/VTI is down. Hence Bogle's preference for little foreign, or others for VTI plus 10 to 20% foreign, or VT. Does anyone have experience with this? Because I know how to read a history book and economic theses. I understand that VXUS is often recommended as one of the funds in the three funds portfolio (VTI and BND are the other two). 1950-1989, VXUS outperforms USA. I noticed that VXUS yield is 3. Three of the most popular Vanguard international ETFs are VWO, VEA, and VXUS. Splitting into VTI and VXUS makes it more likely that there will be a tax loss harvesting opportunity. The uncertainty about the global financial market going forward has me wanting to change holdings in my retirement accounts so that my overall stock portfolio has VXUS at 30%. 377K subscribers in the Bogleheads community. 20-30 years is a long time into the future, especially if 20th century economic history is any guide. There are multi-year periods where VXUS outperforms VTI, and no one can predict when they will occur. ) that would suggest that VXUS will be doing well this decade? VTI was running hot in the 2010s in a strong U. Let’s see… if you invested $500k in VT in April 2015, it would have reached $1. 33 votes, 67 comments. If you compare VXUS with VOO or VTI it'll be obvious how extremely correlated they are and how outdated the idea that VXUS diversifies anything really is. Here we'll look at the best international ETFs across both stocks and bonds. Jun 7, 2023 · I do feel like it’s nice to have some diversification when looking at daily moves, and VXUS has performed well this year and still looks “cheap” compared to US market. This means that VXUS has already distributed dividends from the first quarter of 2023, while the yield for IXUS only goes through the end of 2022 (and more recent dividends are included in its NAV instead). For long-term investors, choosing the right ETFs can make a big difference in building wealth steadily over time. Last week I added VXUS. It's usually part of a long-term asset allocation to have more diverse equity, although I do think people feel uncomfortable about the current US valuations. Im 29 so I have 30 years having time However, you may want to do VTI+VXUS in taxable for a different reason, as that's because VT is a great fit for a Roth IRA, and holding something different in taxable avoids future wash sales if you get the opportunity to tax loss harvest. VXUS has about 25% in emerging markets. 06% Am I missing something? I made a post earlier today about whether changing my allocation of 80/20 VTI/VXUS to 70/30 in my Roth IRA but after reading everyone’s helpful responses, I decided to switch to 100% VT because I’d rather just dump my money into something I don’t have to keep going back now and then to switch my allocations where VT just covers US and international. I plan to hold my VTI/VXUS allocation for decades. Over the long term emerging markets have done slightly better than the developed markets, which is why VXUS has had a slight edge over VEA in the past. 0M in December 2021, and would be around $850k now, with a healthy compounded annual growth rate close to 8. I picked up VXUS on advice from a rich acquaintance, but I've read some things indicating that VXUS has underperformed for many years now. Breaking news and real-time stock market updates from Seeking Alpha. You can also pick a lower international component (such as 20%) if desired. Is there one that reigns supreme to hold alongside U. Whether or not to include international stocks at all, and how much to include, is pretty much a mystery, no matter how darned confident people sound about it. Missing emerging markets from your international allocation is not a minor issue. In which case, I will take my dollar-denominated retirement accounts abroad and live like a king regardless. It's not complicated. In February 2021 I spent some time researching Vanguard's newer international large cap index fund, Vanguard FTSE All-World ex-US ETF (VEU), drawing on data from year end 2020 and I compare with VXUS. Here's my current investment portfolio Investments: 50% VTI, 30% VXUS, and 20% VUG Full portfolio: 60% investments, 30%… VXUS Performance - Review the performance history of the Vanguard Total International Stock ETF to see it's current status, yearly returns, and dividend history. Reply reply more repliesMore repliesMore repliesMore repliesMore repliesMore replies buffinita • VXUS distributes quarterly (in March, June, September, and December), while IXUS distributes twice a year (in June and December). 230 votes, 148 comments. Why is VXUS always recommended as one of the funds to invest in when returns are so low? I’m a newbie investor so go easy on me. bull market; any forward looking thoughts on what will bring VXUS ahead or on par with VTI in the 2020s? The part I was missing is that VXUS historical tracking was only showing the past ~10 years, where ex-US has been underperforming, giving a bad reputation to international stocks as a whole. I see that VXUS returns over the course of its existence is sub-par. Two conflicting thoughts: 30% is much closer to market weight. Is there an 'easy' way to rebalance your portfolio YoY without issues with taxes? They’re not really comparable. . VXUS is comparable to 75% SCHF and 25% SCHE. I could look more deeply into VXUS's holdings (if anyone knows of a website that shows ETF holdings with individual stock performances, please share), but I want to get the group's thoughts: Would you keep VXUS? Or sell and invest it into a more aggressive fund? Any better international alternatives? I'm open to individual international stocks. The recent bull run of the S&P has been extremely improbable. Re: VXUS [Why invest in Vanguard Total International Stock?] by moneyman11 » Fri Feb 18, 2022 2:12 pm I don’t think of VXUS as an “international fund” … instead I consider it a way to own the 7717 companies that aren’t in VTI. 32% and VTI, VXUS and IXUS are two popular index funds for the total international stock market outside the U. Bogleheads) submitted 1 day ago by WideCrab6857 What are your opinions on vsus compared to vti right now and why? Would you be more aggressive in the u. The international index gives you equity access to most of the worlds economic power, the US is just one country, albeit the biggest market. VXUS is an all equity ETF of international and emerging markets companies, so it still has "high" risk, since it's allocation is 100% equity. Nov 28, 2025 · But I am saying there is no strong evidence that VXUS is fundamentally better than VEU, or whether matching full market distribution worldwide is correct. Vanguard offers a range of low-cost, diversified E Discover what tickers are trending and monitor social sentiment on Reddit across 232 stock and crypto subreddits. S. And, it has a significantly lower return than VOO/VTI. Do people buy into this for returns? Has anyone been burned on purchasing in… VXUS in this current decade (2021-2031) What are some indicators (economic, geopolitical, etc. stocks? VXUS returned a total of 52% over the last ten years. s market right now if so why? Or balance out 70/30 still for long term. 00's, VXUS outperforms USA. Vanguard Total International Stock ETF (VXUS) - Find objective, share price, performance, expense ratio, holding, and risk details. In the recent decade, VXUS hasn't outperformed VTI. Dec 10, 2021 · The bad performance of VXUS since 2009 is not enough time to prove anything, and not a good reason to be US-only. I found a spreadsheet on the Boglehead Reddit to help analyze this decision, and at my tax bracket (and even at lower tax brackets I tested), it seems that VTI is more tax efficient than VXUS. It’s not the most incredible performance of all time, but it’s also not terrible. I assume this is because the dividend payout for VXUS is higher than VTI and the foreign tax credit doesn’t offset the higher dividends enough. But I don't have any certainty that will be true in the future decades. Nov 27, 2024 · Most people aren't holding VXUS because they think it's undervalued as some part of a trade. Build your legacy with high-quality, low-cost mutual funds from Vanguard. Shows how important it could be. Why is VXUS recommended? Is it because there’s a belief that international stocks will grow at a faster rate in the future? Just to diversify in case US stocks plummet (but would international stocks also plummet I've been holding VOO for the last three years. Discover mutual funds: pooled assets investing in stocks, bonds, and securities. Apr 19, 2025 · I've been holding at 10% VXUS for some time. So VXUS is roughly equal to 74% VEA + 26% VWO. from Vanguard and iShares. It only takes 5 minutes, so I check the balance every time, but honestly once or twice a year is likely to be more than enough if you don't like doing the calculations. It helps some people sleep better at night to know that they're following Bogle's advice, and good for them. I’m new and still learning a lot everyday so please be kind! But genuine question why do so many people recommend going VOO… Opinions on vxus in the current moment Investing Questions (self. If VXUS continues underperforming for decades that probably means DXY went up in a straight line. z5uk2, 6p6c60, qyu4u, vzzl, gsjs, u88fa, mjjw, uzpd, qnu7g, efhe,